As we see more and more people taking up work as a "contractor" it begs a more frequent question about can I still obtain a mortgage. The answer is Yes with the correct advice and guidance.
Lothian Mortgage Services comes with a wealth of experience with dealing with all different types of contract workers. Please get in touch today for a free no obligation discussion
Zero Hour contract workers a large percentage work in the hotel and catering services and the
Health Service. Often this is the chosen way to earn a living due to the flexibility of hours and in
many cases people have been working for the same company for more than one year.
lf you are in one of the above categories and wish other information please don't hesitate to
contact me by email, phone or filling in our enquiry form.
Miss A was working as a contract worker through an Agency for the past 2 years in that time she has
worked for 2 different companies. Her latest employment started 3 months past and due to her
increased salary she was advised to use an Umbrella company for her pay and tax.
Many lenders will treat the Umbrella company as a Limited company in which case you would need to be trading for a full 12 months. We were able to place this business on a competitive fixed rate as the lender accepted that Miss A was ln fact continuing as a contract worker.
Lothian Morgtage Services
3 Chuckethall Place
Hours of Operation
Monday: 9:00 - 19:00
Tuesday: 9:00 - 19:00
Wednesday: 9:00 - 19:00
Thursday: 9:00 - 19:00
Friday: 9:00 - 19:00
Saturday: 10:00 - 17:00
Sunday: 10:00 - 17:00
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